Tools

Financial Calculators

Model your investments. Understand the numbers. Every output here is for your own learning — run the calculations, then decide for yourself.

All calculator outputs are illustrative and educational only. Actual returns vary. Past performance does not guarantee future results. Products distributed through Wealthy Broking Pvt Ltd, SEBI-registered.

Calculator 01

How much SIP do I need to reach my goal?

₹1.00 Cr
10 years
12%
Required monthly SIP
₹43,041
Total amount invested₹51.65 L
Estimated returns earned₹48.35 L
Invested vs. returns
InvestedReturns

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Calculator 02

How much will my lumpsum grow over time?

₹5.00 L
10 years
12%
Future value
₹15.53 L
Wealth gained₹10.53 L
Growth multiple3.11×
At bank FD rate (7%)₹9.84 L
At this return (12%)₹15.53 L
Difference₹5.69 L

Over 10 years, the difference between a 7% FD and 12% return on ₹5,00,000 is ₹5.69 L.

Calculator 03

How much tax can I save while building wealth?

₹50,000

Capped at remaining 80C headroom: ₹1,50,000

7 years
80C headroom remaining₹1,50,000
Tax saved this year
₹7,500

At 15% marginal rate (₹10L – ₹15L slab, old regime).

If invested 7y at 13% CAGR (ELSS)₹1.18 L
Same amount in PPF (7.1%)₹80.8 K
Difference₹36.8 K

ELSS has the shortest lock-in among all 80C instruments — just 3 years. PPF locks in for 15. NSC for 5–6 years. Same tax benefit, more flexibility.

Tax calculations shown are indicative and based on old tax regime slabs. Consult a chartered accountant for your exact tax liability.

Calculator 04

How long will my retirement corpus last?

₹2.00 Cr
₹75,000
8%
6%
Corpus will last
50+ years
Withdrawal needed in year 10 (inflation-adj.)₹1,34,314
Withdrawal needed in year 20 (inflation-adj.)₹2,40,535
Calculator 05

What does waiting 1 year actually cost you?

₹20.0 K
30
60
12%

Waiting just 1 year costs ₹81.73 L in final corpus.

Waiting 5 years costs ₹3.26 Cr.

The numbers don't negotiate. Compounding rewards those who start.

The numbers are clear. The next step is yours.

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